What is Building Under Construction Insurance?
Building Under Construction Insurance is designed to provide coverage for buildings that are under construction or renovation. This insurance covers various risks associated with construction, such as damage from fire, storms, theft, or vandalism. It also protects against liabilities that might arise during the construction process.
Key features of Building Under Construction Insurance include:
- Property Damage: Covers physical damage to the structure of the building during construction.
- Theft and Vandalism: Protects against loss or damage caused by theft or vandalism on the construction site.
- Liability Coverage: Covers third-party injuries or damages that occur during the construction process.
- Tools and Equipment Protection: Ensures tools and equipment on-site are covered in case of damage or theft.
What Building Under Construction Insurance Options are Available?
There are several coverage options available for Building Under Construction Insurance that can be tailored to meet the needs of construction projects. These include:
- All Risk Coverage: Provides comprehensive protection against a wide range of risks, including fire, theft, vandalism, and natural disasters.
- Builder’s Risk Insurance: A policy that specifically covers buildings under construction or renovation against damage or loss.
- Third-Party Liability: Protects against injuries or property damage caused to third parties during the construction process.
- Tools and Equipment Insurance: Covers tools and construction equipment on the site in case of damage, loss, or theft.Each option can be customized to meet the needs of the specific construction project, ensuring that the site and workers are protected.

Why Buy Building Under Construction Insurance?
Building Under Construction Insurance is vital for property owners undertaking construction or renovation projects. Without this coverage, you could be exposed to significant financial risks in case of damage, theft, or accidents during construction.
This insurance ensures that the building, equipment, and workers are protected against unexpected events that could delay or halt the project. It also offers peace of mind knowing that the construction process is insured against major risks.
Contact us today to learn more about how Building Under Construction Insurance can protect your project and provide comprehensive coverage for construction risks.
CA Dept of Insurance 0659943